The Benefits of Leasing for Small and Medium-Sized Enterprises

Leasing is an excellent option for small and medium-sized enterprises (SMEs) looking to acquire equipment, machinery, or vehicles without a substantial initial investment. Unlike traditional purchasing, leasing offers numerous financial and operational benefits for SMEs. In the following, we will explore the primary benefits of pure leasing and how it can support SMEs thrive and expand.

  1. Capital and liquidity Preservation: One of the significant advantages of leasing is that it enables SMEs safeguard their capital and maintain liquidity. Instead of spending a considerable sum on asset purchase, companies can access the necessary equipment through periodic lease payments. This allows them to allocate their capital towards other areas of the business, such as expansion, marketing, or product development.
  2. Technological Updates: In the current business environment, technology evolves rapidly. Leasing allows SMEs to keep up with technological advances without incurring additional costs. Upon lease contract completion, companies have the option to renew it and access newer, upgraded equipment. This proves especially advantageous in fields like IT, communication, or production, where technology becomes obsolete quickly.
  3. Flexibility and Adaptability: SMEs frequently face changes and fluctuations in their operational needs. Leasing provides flexibility and adaptability by allowing companies to adjust the size and type of leased equipment as required. If the company experiences growth, it can quickly and easily expand its leased equipment or fleet.
  4. Tax and Accounting Benefits: Leasing can offer significant tax and accounting benefits for SMEs. Lease payments are considered operating expenses and are tax- deductible, thereby reducing the company's tax liability. Additionally, leasing is treated as a distinct accounting item from asset acquisition, which can improve the company's financial metrics and debt capacity.

Leasing offers a number of valuable benefits for small and medium-sized enterprises. At mega, we provide flexible leasing solutions. We tailor our services to meet your needs so that your business can thrive. Get to know them and take advantage of each of the benefits to enhance your company's operations.

About Mega

Operadora de Servicios Mega, S.A. de C.V., SOFOM E.R. ("Mega") is a company specialized in leasing and credit origination in Mexico and the United States, with more than 20 years of experience, offering financial solutions to companies underserved by traditional banks. Mega’s unique portfolio is diversified across regions and sectors with high growth potential.